Privacy Policy

1. Information We Collect

We collect information necessary to provide, operate, and improve the Service. We do not have access to plaintext passwords, which are stored using industry-standard hashing and encryption practices.

Information you provide:

• Name, username, and contact information
• Account credentials (stored as hashed/encrypted)
• Billing and tokenized payment information
• Identity verification data (if required), including date of birth or financial account data

Automatically collected information:

• IP address and browser type
• Device identifiers
• Referring and requested URLs
• Usage and analytics data

Financial integrations:

If you connect financial accounts, third-party providers (e.g., Plaid, PayPal, Stripe) may collect credentials and financial data. Their use of your data is governed by their own privacy policies—not this one.

2. How We Collect Information

We collect information:

• Directly from you during registration and use
• From service providers (e.g., payment processors, fraud prevention tools)
• Through cookies and similar technologies

Cookies and Tracking

We use cookies and similar technologies to:

• Operate and secure the Service
• Improve functionality and performance
• Support marketing and analytics

Third parties may collect information through these tools, but are contractually restricted from using it for their own independent purposes.

3. Children's Privacy

The Service is not intended for individuals under 13, and we do not knowingly collect data from them.

If we become aware of such collection, we will delete the information promptly.

If you believe a child has provided information, contact: [email protected]

4. How We Use Information

We use information to:

• Provide, operate, and maintain the Service
• Process transactions and manage accounts
• Verify identity and prevent fraud
• Improve performance, security, and user experience
• Communicate service updates and support messages
• Comply with legal obligations

We may also use information for other purposes disclosed at the time of collection or as permitted by law.

5. Legal Bases for Processing (EEA/UK Users)

Where applicable, we process personal data based on:

• Your consent
• Contractual necessity
• Legal obligations
• Legitimate business interests

You may withdraw consent at any time where applicable.

6. Information Sharing

We do not sell personal data. We may disclose information:

a. Legal Compliance

To comply with laws, regulations, legal processes, or enforce our rights.

b. Service Providers

To vendors and contractors who support operations (e.g., hosting, payments, analytics), under confidentiality obligations.

c. Professional Advisors

To legal, accounting, or consulting professionals.

d. Business Transfers

In connection with a merger, acquisition, or sale of assets.

7. Data Security

We implement commercially reasonable administrative, technical, and physical safeguards to protect your information.

However, no system is completely secure. Use of the Service is at your own risk.

8. International Data Transfers

Your information may be processed in the United States or other jurisdictions.

By using the Service, you consent to such transfers. Where required, we apply appropriate safeguards under applicable law.

9. Data Retention

We retain personal information only as long as necessary to:

• Provide the Service
• Comply with legal obligations
• Resolve disputes and enforce agreements

10. Your Rights

Depending on your location, you may have rights to:

• Access your data
• Correct inaccurate data
• Request deletion
• Restrict or object to processing
• Request data portability

To exercise your rights, contact: [email protected]

We may need to verify your identity before fulfilling requests.

11. Marketing Communications

You may opt out of marketing emails at any time by:

• Using unsubscribe links
• Contacting us at [email protected]

Service-related communications cannot be opted out of.

12. Do Not Track

We do not currently respond to browser "Do Not Track" signals.

13. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised "Last Updated" date.

Material changes may be communicated via email or service notification where required.

14. Contact Information

For privacy-related questions or requests, contact:

DeAuthor.Me

Email: [email protected]